Do you have the option of setting up a 401k plan? Does your employer offer a 401k matching benefit? Are you confused about what these words even mean? Don't worry! We'll explain everything you need to know about these accounts, but, first, what is a 401k, exactly?

A 401k is a retirement savings account sponsored by an employer and designed by the government to give you tax benefits on your savings. Your money quietly grows until the time you can withdraw it in your late 50s.

This guide will explain exactly what a 401k does, what you can and can't do with it, how to put money in it, and how it can set you up for a financially secure retirement. For anyone new to the world of 401k plans, let’s start with a quick review of terms.

The ACT has implemented a number of security measures to maintain the integrity of the exam. One such measure is requiring test takers to show a photo ID. If you don't have an appropriate ID with you on test day, you may not be allowed to take the ACT.

In this article, I'll detail all of the ACT photo ID requirements. What's an acceptable form of ID? What should you do if you don't have a photo ID? Read more to find out.

The most basic answer to the question of how many pounds in a ton? There are 2000 pounds in a ton.

Still feel confused? You're not alone. But why is the ton a measurement that no one ever quite understands or remembers? This conversion is endlessly confusing because a ton can refer to 11 different forms of measurement.

In this article, I’ll explain exactly what a ton is, what it measures, and how to convert tons to pounds. I'll go into the differences between a ton, a metric ton, and several other kinds of tons. And finally, I'll give you a brief history of this often mixed up and misused unit of measurement.

Fenugreek is truly a multi-purpose herb. People from Western Asia and the Mediterranean have used fenugreek for thousands of years to flavor food, improve health, and soothe skin maladies. In more recent years, fenugreek has gained global popularity as an herbal supplement with a variety of health benefits.

While fenugreek has many promising applications, not all of its uses have yet been backed up by rigorous scientific examination. This guide will tell you which of fenugreek’s health benefits are supported by evidence, and which ones remain more folklore than fact.

Read on to learn what fenugreek is, what it does in the body, and where you can buy fenugreek to try it for yourself.

Wouldn't it be great if there was a key that unlocked all the shortcuts to success on the ACT? Although that dream might be a little unrealistic, the advice in this article will give you the next best thing in the form of mini-strategies that will cut down on your stress levels and improve your scores.

If you're planning to take the SAT, you need to upload a photo of yourself when you register online. Do you know the photo requirements? Did you know that if your picture doesn't meet the SAT photo requirements, you may not be allowed to take the SAT on test day?

In this article, I'll thoroughly explain how to make sure that you use an appropriate SAT picture. Also, I'll let you know how to upload your photo, and finally, I'll give you some important tips to remember so you don't have any unforeseen issues test day.

Lively jazz, extravagant costumes, 19th-century steamboats, spicy Creole food, and cold cocktails are a few key ingredients that go into the unique mix of New Orleans, Louisiana.

This eclectic southern city goes by many names—NOLA, Crescent City, the Big Easy—and its culture has many faces, including French, Creole, Caribbean, African-American, Irish, German, and Vietnamese. No wonder the specialty food of this melting pot is gumbo stew, and the music it invented is an improvisational jumble of mixed musical heritage.

Read on for the 11 top things to do in New Orleans, the vibrant, multicultural city on the banks of the Mississippi.

A red rose is a pretty universal symbol of love and passion. So universal, in fact, that the price of red roses can increase by 200% around Valentine’s Day in some regions! However, all colors of roses have their own unique symbolic meanings—not just red roses. The symbolic meanings of other rose colors just aren’t quite as well-known.

In this article, we’ll briefly go over the concept of rose color symbolism. Then we’ll break down the meaning of different rose colors (including favorites like yellow, pink, and white roses) and provide appropriate occasions for each color. We’ll also discuss the symbolism of different numbers of roses and provide some insight into rose cost. All this will help you to choose the most appropriate roses for any given occasion!

Soon after I arrived in Munich, I was eating a freshly-baked pretzel and gazing at a life-sized puppet show. Shortly after that, I watched surfers ride waves on a man-made creek. By the afternoon, I was planted in a 5000-person beer garden, already enamored with this dynamic city.

Munich is both old and new, a guardian of the past and leader into the future. As you walk the cobblestoned streets past centuries of architectural styles, you feel like you’ve stepped into a fairytale. At the same time, Munich thrives as a major center of business, medicine, engineering, and education.

No wonder people call Munich the “city of laptops and lederhosen.” There are tons of things to do, see, learn, eat, and drink among the gorgeous red roofs of this Bavarian metropolis. Read on for the top ten Munich attractions.

Getting a stellar ACT score isn't easy. You'll have to put in sufficient study time, and you'll have to employ effective study strategies. So what should you be doing to reach the top ACT score of your dreams?

In this article, I'll explain exactly how to ace the ACT from the methods you need to use in your test prep to the best test-taking tips to maximize your score.

Are you planning to take the PSAT in the fall of 2016? This guide will fill you in on the exact test dates, along with some essential tips for achieving a great PSAT score.

If you’re a rising junior or taking the PSAT as a younger student, read on to learn how the PSAT will be administered to students nationwide.

The picturesque Ring of Kerry is a looping road on the west coast of Ireland. It meanders along the coast of County Kerry, a pristine area famous for its awe-inspiring natural beauty.

Locals and travelers alike flock to the Ring of Kerry for sweeping views of mountains, lakes, waterfalls, and the North Atlantic. Along the way, you’ll see castles, abbey ruins, and stones circles dating as far back as 2,200 BC! That’s a whole lot of human history.

I can confidently say that the Ring of Kerry was the most breathtaking road I’ve ever driven on in my life. To help you have the same memorable experience, I’ve compiled all the stops of interest along the Ring, along with maps to help you navigate.

Read on for your complete guide to Ireland’s unforgettable Ring of Kerry!

For grandeur, size, and the feeling that you’re Indiana Jones, it’s hard to compete with the temples of Bagan in central Myanmar. This massive expanse of thousands of temples (estimates range from 2,000 to over 4,000) dot the landscape in various stages of dilapidation and restoration.

UPDATE: Myanmar is currently under a Level 4 Travel Advisory from the US Department of State. Traveling there is not recommended due to civil unrest, armed conflict, and arbitrary enforcement of local laws.

Built by a series of kings between 1057 and 1287, Bagan is one of an increasingly rare breed: a world-class attraction that hasn’t yet been discovered by the masses. Bagan’s popularity is increasing, but much of the information about it has not kept pace, and that can make it difficult for travelers trying to plan a trip to this site.

Bagan offers a range of unique experiences. While here you can:

• Watch the sunrise from the top of Shwesandaw Pagoda
• Cool off with a glass of fresh tamarind juice in a cafe overlooking the Irrawaddy River
• Discover gold-plated Buddha statues hidden in temple niches
• Survey the ruins of past kingdoms during a hot air balloon ride over the plains
• Follow winding dirt roads around bushes and through groves of palm trees to discover tiny temples that only get a few visitors a year

This guide will walk you through each step you need to take to plan and carry out a trip to Bagan, from when to visit and how to get there to which temples to visit and what form of transportation to use.

NYC is one of the biggest tourist destinations in the world—which makes sense as it’s also one of the biggest cities in the world. In this travel guide we’ll focus on things to do in Manhattan, the most tourist-friendly of the boroughs, with a wide range of option that will appeal to every type of traveller.

There are major sights that every NYC tourist has heard of and wants to see...but what about some of the less well-known things to do, eat, and see? In this guide I’ll provide a kind of choose-your-own adventure for things to do in Manhattan: I’ll start with the most well-known Manhattan attractions—a tourist’s “greatest hits,” if you will. Then I’ll move on to some cool things to do in NYC that aren’t quite so clogged with other tourists but are popular among locals if you’re looking for a bit more of an authentic New York flavor. Last, I’ll hit on what’s really off the beaten path for NYC: the secret places, the obscure, and the weird. This is stuff even most Manhattanites don’t know about.

Finally I’ll go over the necessary logistics of a trip to Manhattan: how to get there, how to get around, and where to stay. All the nuts and bolts. By the end of this guide you’ll be prepared for an amazing trip no matter your desired level of adventure, whether it’s for two days or two weeks!

No doubt you’ve heard one piece of advice more than any other when it comes to test-taking: “If you need to guess on a multiple choice test, always pick C.”

But is the popularity of this strategy an indication of its efficacy? Do you have a better chance at gaining points if you guess C on your SAT questions in comparison to any other guessing strategy? And if not, what can you do to improve your odds when guessing?

Let’s look at the facts.